YAS.beneFit - Questions & Answers

Still unclear about our YAS.beneFit solution? Find detailed answers to your open questions here.

General information about the solution YAS.beneFit

With YAS.beneFit, we have developed a health app for your employees that bundles corporate health insurance, a lifestyle budget and mental health package in a package designed to benefit both sides. Through the motivating gamification elements in combination with health-promoting offers via our app, we want to achieve that the health of your workforce is actively and sustainably promoted.

With YAS.beneFit, we offer you a benefit package that can be flexibly adapted to your own needs with three different components.

The “YAS.beneFit” app with the lifestyle budget offers your team low-threshold features that motivate healthy living and attractive benefits that make a healthy everyday life easier. The corporate health insurance with the health budget provides support in covering additional health costs. The third component of the package is unlimited access to our partner Likeminded’s Mental Health platform.

Depending on the option chosen, we and/or our cooperation partners provide all the necessary onboarding materials. For this purpose, we provide you with a checklist, text templates for announcements to the workforce, and customized notices upon request.

If you already offer benefits such as the job ticket or Urban Sports Club in your company, we can take these into account as part of the lifestyle budget and offset them accordingly. However, please consult with the employees concerned.

YAS.beneFit is designed to bring joy to you and your team. Therefore, we keep it as simple as possible for you with the settlement of the offer. You will receive a monthly invoice for everything.

For the corporate health insurance, the monthly sum can be calculated easily. Employees x monthly contribution = total X.

Lifestyle budget is also billed on a monthly basis. The total here can only be forecast for the year.

YAS.beneFit is exclusively an offer for company employees. Benefits end automatically at the end of active employment.

The group insurance contract between the policyholder and Hallesche may be terminated by either party at the end of a year with three months’ notice. In this case, the participant named above in the group insurance contract will be informed about this.

A monthly registration and deregistration option applies to the insured employees of the corporate health insurance.

To transfer employee data for login and logout, you’ll upload an Excel file via the respective portal. The processing is carried out in compliance with GDPR on servers within the European Union.

Tax-free benefits in kind do not contribute to an increase in taxable income. Thus, insurance of this group of persons is possible if the non-cash benefit is not used for other purposes. With corporate health insurance and Likeminded, for example, one comes to €37.67 per month and is below the €50. The taxable income does not increase in this case.

From our side there is no restriction. We refer to the monthly sign-in and sign-out lists. The continued funding of benefits is the sole responsibility of the employer.

No, you can use the benefits immediately. There is no health check for the corporate health insurance.

You have the option to insure all employees identically. This is the simplest option. Alternatively, grouping of the workforce can take place, as long as it is objectively justified. Updating of the workforce data is done on a monthly basis via the current list.

With regard to the budget available in the event of a change, a distinction must be made between the health budget and the lifestyle budget. The health budget in the FEELfree tariff is mathematically divided into two parts in the calendar year. In the event of a change during the year, a x/12 portion of the budget remains for the remaining months. If, on the other hand, the FEELfree:up budget tariff is selected, the full budget is available at all times.

The lifestyle budget is fully available throughout the year. Thus, a person who starts employment in November has two months to use up the full budget amount.

The cut-off date is 31 December of a year. Unused budget expires at the end of the year and is not transferable. Payment to the account or in cash is not provided.

Yes, in digital and more appealing! Corporate health insurance fits under the umbrella of corporate health management or company health promotion. The lifestyle budget is externally affiliated and an exclusive offer at YAS.beneFit. The health budget option fits into the concept as well.

This decision is the responsibility of the employer. Legally, there is the possibility of making a claim for repayment, as in the case of vacation, for example. Please do not hesitate to contact us if you have any specific questions!

Two different tariff options with annual budget amounts of €300 to €1.500 are available for corporate health insurance. The expected costs are simply calculated from the number of employees x the selected monthly tariff premium. Billing takes place directly via Hallesche on a monthly basis.

Example calculation: With the selected tariff option Feelfree:up with an annual budget per employee of €600, a monthly premium of €25.76 is due. With 50 employees, the monthly costs would be around €1288.

For the lifestyle budget, you also choose from a budget set annually or monthly per employee. There is a monthly total settlement with us and you pay only the budget actually used.

Example calculation: As an employer, you decide on a lifestyle budget of €300 per employee per year. Over the year, this would be a maximum of €15.000 for 50 employees. On average, employees use 60% of the budget = €216 p.a. With 50 employees, this would mean monthly costs averaging €18*50 employees = €900. The actual amount per month/employee varies. We only charge the employer for what the employees use in the app.

A flat fee of €12 gross per month per employee is payable for the Mental Health Package.

Lifestyle Budget

Identical to the Health Budget, you as a company select an annual available budget per employee. The amount is between €300 and €1.500. Your employees can download our app from the popular app stores (Google Play Store and Apple App Store) and redeem their budget at our benefit partners, selected according to special quality standards, in the form of value vouchers or free memberships. The available budget amount can be seen directly on the app’s dashboard. As an additional highlight, our app offers health-promoting incentives through the interface to all popular fitness trackers, activity statistics, team challenges, and tips and quizzes on health topics.

Yes. All options can be booked individually, but also as an individual package.

With high-priced benefit partners such as Garmin, limits are used to somewhat control the costs incurred. For example, a Garmin smartwatch worth €300 is only eligible for a €150 refund.

Points earned in the “YAS.beneFit” app via activity and fitness can be converted into budget worth money. For example, 1000 points can become an amount credited as a Lifestyle Budget of €5.

For a better estimation: For 10.000 steps taken and tracked, you get 10 points in our app.

Please note: Even when points are converted into a monetary amount, you as the employer do not pay more. The utilization rate of the total lifestyle budget is not 100%, thus the newly gained budget is financed through points by the group.

Our partners include Garmin, HelloFresh, YogaEasy, fitnessraum, Babbel, SportScheck and Richtig Wissen. Further benefit partners on the topics of health, nutrition and exercise are constantly being added.

Health Budget - corporate health insurance

Corporate health insurance is provided in cooperation with Hallesche Krankenversicherung. You select the respective annual budget amount per employee from the two possible tariffs FeelFree and FeelFree:up. Employees submit any invoices incurred for additional costs directly to Hallesche and are reimbursed for these costs until the budget amount is exhausted. As a company, you pay a fixed monthly insurance premium per insured employee.

We are guided by a list of employees provided by you. It is at your discretion who is covered and who is not.

No health examination is required for corporate health insurance. Ongoing treatments are not an exclusion criterion. Eligibility for corporate health insurance requires existing basic insurance through a statutory health insurance fund or private health insurance in Germany.

You can make this decision yourself, as YAS.beneFit is employer-funded. In principle, e-mail addresses of your employees belong to protected data.

No, there is no exclusivity. The corporate health insurance can be added to existing insurance policies.

Mental Health Package

We offer this service in cooperation with our partner Likeminded. For a flat fee per employee per month, all services of the platform can be used. Credits are available for one-on-one coaching. These are enough for about 6 individual sessions.

In addition, there is a wide range of workshops, group meetings and helpful content that will help your employees protect and strengthen their mental health.

Digital health solutions for your target group

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Strengthen sales and customer loyalty by rewarding health-conscious behavior with high-quality rewards – in your existing portfolio or for new tariffs.


Create digital touchpoints with insureds before claims occur. This allows for the promotion of additional healthcare services as well as up-selling and cross-selling.

companies &

Reduce sickness-related costs by providing your team with precautionary cover and create added value for employer branding in your company.

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