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Allianz Corporate Health Insurance (bKV): Key Features and Expert Tip from Dr. Magnus Kobel
Contents
Many companies today are looking for the ideal employee benefit that not only meets their needs, but is also cost-effective, efficient, and easy to manage. Corporate health insurance (bKV) is becoming increasingly popular. And rightly so! But with so many different rates and providers to choose from, it can be difficult to find the right one for your company.
The Allianz budget plan “Meine Gesundheit” (My Health) is new on the market and sets standards in terms of scope of benefits and modularity. Below, you can find out everything you need to know about supplementary health insurance and the special features of the Allianz plan—including expert advice from Dr. Magnus Kobel!
What is corporate health insurance (bKV)?
Corporate health insurance (bKV) is an attractive additional benefit for companies that want to promote the health of their employees and strengthen their attractiveness as employers. bKV offers various health benefits such as dental care, alternative medicine, vision aids, and health services.
With corporate health insurance, employees receive a health budget that can be selected on a modular basis between €300 and €1,500 per year. They can use this budget for services from various areas of healthcare. In return, the employer takes out the corporate health insurance policy for the employees, pays the premiums, and offers them the benefits of additional health insurance. Both employees with statutory and private health insurance benefit from the company health insurance. However, when choosing the right corporate health insurance plan, it is important to consider the individual needs of the company and its employees.
Why corporate health insurance is worthwhile for employers
A corporate health insurance plan offers employers a number of advantages that pay off significantly in the long term:
- A corporate health insurance plan not only increases the employer’s attractiveness for its own employees, but also for potential new applicants. In addition, it creates a distinguishing feature that clearly sets the company apart from others.
- When employees feel that their employer is committed to their health, it strengthens loyalty and can reduce staff turnover.
- Healthcare services and preventive care can help employees stay healthy for longer. This also reduces absenteeism.
The advantages of corporate health insurance for employees
Corporate health insurance also offers many advantages for employees. These advantages include:
- Employees often gain faster access to better healthcare services. These include dental care, alternative medicine services, and innovative procedures.
- In most cases, services can be used immediately, even for treatments that are already underway.
- Many corporate health insurance providers offer additional health services. For example, employees can gain access to video consultations, health coaching, or symptom checkers.
Why is the Allianz corporate health insurance worthwhile?
The monthly premiums for Allianz corporate health insurance start at €13.90 per month per employee. The special highlights at Allianz are:
The health budget can be used for a particularly wide range of additional costs, including preventive services.
Every bKV plan offers free health services, such as a specialist appointment service. Allianz even includes mental coaching and nursing assistance.
The “My Health” plan offers modular extensions for vision aids and dental services, with up to 100% reimbursement for dental prostheses.
Unique on the market: if the benefits are not fully utilized during the calendar year, the health budget can be doubled. An unbeatable advantage.
Expert tip from Dr. Magnus Kobel
“The Allianz budget plan ‘Meine Gesundheit’ is a strong benefit for companies that care about their employees’ health and want to offer tangible added value. Its comprehensive coverage and modular add-ons for high-quality dental and vision services make this plan particularly attractive for companies looking to provide a premium bKV.”
Your personalized consultation
For the best company-specific bKV solution, we recommend a personal consultation with our experts at YAS.life Consulting. Together, we will find the plan that perfectly fits your company and your employees.
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